Depending on who you ask, insurance company mergers will either help or hurt consumers. Whether a merger in general is a good or a bad thing is debatable. The problem today is that there …
United States
Who in the World Buys the Most Insurance?
If you live in the United States long enough, you begin to feel like insurance is an absolute necessity. We are pummeled with so much insurance advertising, laden with promises to protect us from …
What Happens If I Don’t Buy Obamacare Coverage?
While most uninsured Americans are aware that the failure to purchase Obamacare will cost you a fee (or as the Supreme Court calls it, a tax), most of us don't know how that fee is calculated - or …
Obamacare Premium Calculator
I've just discovered a very handy and user-friendly Obamacare premium calculator. You can calculate your premiums based on California residency or using a general "National" calculator. Of course, …
“Claimed and Shamed,” BBC Insurance Drama!
As Americans, we already have a tough time understanding British humor, often describing it as "dry". This week, I had a hard time understanding why the British are enjoying a docu-drama about …
Obamacare Has Arrived. How Should We Feel?
In case you have been living under a rock, Obamacare (aka the Affordable Care Act) launched two days ago. This ground-breaking alteration to American medical care has been subject to both lavish …
The Nine Insurers that Pose a Threat to the Global Economy
In April, I reported that several U.S. insurance companies were lobbying to convince the United States government that they are not important. Naturally, this sounds a bit odd and some explanation is …
Who Can I Leave My Life Insurance Benefits To?
Short Answer: Anyone But there are some limitations. Look out for these: People Not Related to You - Typically you can leave your benefits to non-relatives, but in some states this is not allowed …
Breaking News: Wikileaks Releases Massive “Insurance File”
The insurance community is abuzz today, after Wikileaks released a massive 400 GB "insurance file". Unfortunately, no one can read the file, because it is encrypted. Where did the File Come From? News …
Insurance to Die For?
We've all seen movies or crime shows where a disgruntled wife or husband has their spouse killed to get their hands on the life insurance money. I don't need to tell you 1) this is a crime and 2) life …