Hey Yo, Insurance is Not a Game! American Dad is a funny, wildly popular, politically INcorrect cartoon in the United States that has been running for at least 10 seasons. I bet the writers have …
Insurance
Why is U.S. Insurance Regulated by the States? Why Should You Care?
The United States has always had a state-based insurance regulatory system. This means that every insurance company wishing to sell insurance in the U.S. must satisfy the different rules of EACH and …
Insurance Loss Ratios: Licenses to Steal?
If you are not a frequent reader of my blog, you may not know that I'm an Insurance Litigator. My readers will tell you I'm also a very curious Insurance Litigator - always reading and asking …
How Profitable Are Insurance Companies?
I was reading a publication of the Federal Insurance Office (a division of the U.S. Department of the Treasury), and was shocked to learn that half of all U.S. bank-held assets belong to insurance …
The Super Bowl and Social Host Liability – Are you Covered?
Does your Homeowner's Insurance cover you for social host liability, i.e. if you throw a party and someone leaves drunk and gets into an accident, could you be sued and need to pay damages? Only …
Insurance Education – UConn Law
Last week, I had the pleasure of visiting the University of Connecticut School of Law. UConn is not only beautiful, but houses the Insurance Law Center, the most impressive collection of insurance …
California to Deny Sale of Illegal Insurance Policies
In an unprecedented gesture, the California Court of Appeals held that the CA Department of Insurance has a duty to review the language of disability insurance policies, and if they find that the …
Robin Williams – He Didn’t Look Ill the Day Before He Died
Most of the world is saddened by the passing of talented comedian and actor Robin Williams. I think he touched the lives of all of us, in one way or another, whether through a film or merely because …
AirCare: New Travel Insurance
Warren Buffett has announced his company Berkshire Hathaway will back a new travel insurance called AirCare. We know Mr. Buffett to be quite the savvy investor, so why is he backing this particular …
Is Health Insurance a Human Right?
Many of you may know that besides my law degree, I have a Specialization in International Law. I was fortunate enough to train at one of the top schools for International Law, DePaul University. While …