When something goes wrong with an insurance claim, you will often hear the term "bad faith" thrown around. But what does bad faith really mean? California courts opine that "bad faith …
Insurance
Guess the Insurance Statue #3
This statute is also a Christian patron saint. If you look closely at the detail, you should be able to nail this one! Extra credit if you know which patron saint this is. The Answer is in the …
Guess the Insurance Statue #1
When I was traveling this summer, I stumbled upon these amazing statues that represent different types of insurance throughout history. Instead of making it easy and explaining the history and meaning …
When Insurance Companies Merge
Depending on who you ask, insurance company mergers will either help or hurt consumers. Whether a merger in general is a good or a bad thing is debatable. The problem today is that there …
Uber-like Insurance Sharing?
Two creative entrepeneurs are all over insurance news for bringing the United States "insurance sharing" - you know, kind of like the Uber or AirBnB for insurance. P2PProtect.com plans to use online …
“Hook” and the Land of Peter Pan and the Lost Boys: An Insurance Nightmare
The movie "Hook" was released in 1991, starring Robin Williams, Dustin Hoffman, and Julia Roberts. I happened to see pieces of the movie while traveling recently, and heard Robin Williams (as grown up …
Why Should You Hire a Public Adjuster?
This slideshow is so true... For more on what a Public Adjuster is, read MisInsured's What is an Insurance Adjuster? and Defever Law's What is a Public Insurance Adjuster?. Slideshow courtesy of tech …
Coinsurance for Property – The Consumer’s Perspective
If you are confused by coinsurance, you are not alone. People are often convinced that purchasing a policy with coinsurance is a great idea because it is cheaper - only to discover when they make a …
Did Your Insurance Premiums Increase for No Reason? Switch Companies Immediately.
Have you ever heard of "Price Optimization"? It sounds harmless enough, but when these words are used by the insurance industry, they take on a whole new twisted meaning. UPDATE: Price Optimization …
What is an Insurance Adjuster?
Insurance industry insiders use a LOT of terminology that is completely foreign to the rest of the world. Even the simplest sounding words, such as "adjuster," "reservation of rights," and "risk" take …