If you are confused by coinsurance, you are not alone. People are often convinced that purchasing a policy with coinsurance is a great idea because it is cheaper - only to discover when they make a …
insurance premium
Why is U.S. Insurance Regulated by the States? Why Should You Care?
The United States has always had a state-based insurance regulatory system. This means that every insurance company wishing to sell insurance in the U.S. must satisfy the different rules of EACH and …
Insurance Loss Ratios: Licenses to Steal?
If you are not a frequent reader of my blog, you may not know that I'm an Insurance Litigator. My readers will tell you I'm also a very curious Insurance Litigator - always reading and asking …
Obamacare Premium Calculator
I've just discovered a very handy and user-friendly Obamacare premium calculator. You can calculate your premiums based on California residency or using a general "National" calculator. Of course, …