Insurance is wildly complex, and your insurance company’s adjuster does not work for you - they work for the insurance company. They will minimize your benefit payout so the insurance company can save …
Insurance
A Letter to Our California Legislators – PLEASE STOP the Insurance Bad Faith During COVID
Let me introduce myself. I’m a world-recognized insurance consumer expert and attorney. I have a Juris Doctorate, a Masters of Insurance Law, and I am published in international journals and …
Business Coverages and COVID-19
While it is true that the current insurance regime has never been tested by a pandemic like COVID-19, and this leads to a great deal of uncertainty - there is a lot of misinformation being …
Unanticipated Problems – Delayed Insurance Payments Mean All Work and No Pay
I was talking with the employee of a small business the other day, and he told me that something unanticipated happened after the California wildfires - 1) his business was so busy with the …
My Publication in The European Journal of Commercial Contract Law
I've been working for years on my EU/US comparative analysis of insurance law, and I'm proud to report that it was officially published a couple of months ago. I did my best to make the research …
And the Award for Most Annoying Insurance Commercials Goes To ….
You’ve probably noticed that it feels like every other commercial on television is for insurance. This is no accident. Insurance is a product that no one really loves, and it is difficult to sell on …
The Zebra.com – Critical Review of a “New” Source for Auto Insurance Quotes
I've seen commercials for Zebra a few times in the last month, so I decided to take a look. I am generally pessimistic about auto insurance comparisons, because: 1) every potential customer is …
Lemonade: Finally an Insurance Company that Pays Claims?
For most consumers, the big problem with insurance companies is that they never seem to want to pay claims - even the most obviously valid ones. So - why is that, and how can it be changed? Why …
How Does Your State Rank for Treatment of Insurance Consumers?
Insurance consumer advocacy organization United Policyholders has combined forces with Professor Jay M. Feinman at Rutgers University to research the treatment of insurance consumers during their …
What Happens at a Meeting of Your Insurance Commissioners?
The insurance commissioners from each state meet three times per year to discuss their roles in consumer protection and solvency regulation. Solvency is the term used when the commissioners monitor …