Insurance is wildly complex, and your insurance company’s adjuster does not work for you - they work for the insurance company. They will minimize your benefit payout so the insurance company can save …
homeowners insurance
Unanticipated Problems – Delayed Insurance Payments Mean All Work and No Pay
I was talking with the employee of a small business the other day, and he told me that something unanticipated happened after the California wildfires - 1) his business was so busy with the …
Wildfire Victims – Your Story Needs To Be Heard
If you lost property in a California wildfire, I'd like to hear from you. I am collecting the stories of wildfire victims for the MisInsured Documentation Project, with the goal to publish your story …
How Does Your State Rank for Treatment of Insurance Consumers?
Insurance consumer advocacy organization United Policyholders has combined forces with Professor Jay M. Feinman at Rutgers University to research the treatment of insurance consumers during their …
How to Find Flood Insurance
California went from drought to non-stop rain. Suddenly, more people are aware that their Homeowners Insurance does not cover floods. Flood insurance must be purchased separately. All flood insurance …
Insurance Bill of Rights – A List of the Rights Most Ignored?
When you receive your homeowners policy, there may be a page called the Residential Property Insurance Bill of Rights.* With a title like "bill of rights" you would expect the document to clearly …
Why Should You Hire a Public Adjuster?
This slideshow is so true... For more on what a Public Adjuster is, read MisInsured's What is an Insurance Adjuster? and Defever Law's What is a Public Insurance Adjuster?. Slideshow courtesy of tech …
Coinsurance for Property – The Consumer’s Perspective
If you are confused by coinsurance, you are not alone. People are often convinced that purchasing a policy with coinsurance is a great idea because it is cheaper - only to discover when they make a …
What is an Insurance Adjuster?
Insurance industry insiders use a LOT of terminology that is completely foreign to the rest of the world. Even the simplest sounding words, such as "adjuster," "reservation of rights," and "risk" take …
The Super Bowl and Social Host Liability – Are you Covered?
Does your Homeowner's Insurance cover you for social host liability, i.e. if you throw a party and someone leaves drunk and gets into an accident, could you be sued and need to pay damages? Only …