You probably need a Public Adjuster when you are filing a property insurance or business interruption claim. For example, when your home or business is damaged or destroyed by an event covered by your Homeowners or Business insurance policy, or, your normal course of business is interrupted by a covered event.
Public Adjusters are adjusters who work only for the policyholder. Do not confuse them with Independent Adjusters, who are hired as independent contractors by insurance companies, and Claims Adjusters, who work only for insurance companies.
Public Adjusters make a skilled analysis of your damages, prepare all the insurance claim forms on your behalf, and negotiate all payments and settlements with your insurance company. Their work is incredibly detailed and specialized, and performed over a long period of time. Therefore, it is very important to hire only an experienced and reputable Public Adjuster.
Services Public Adjusters perform include:
- Estimation and submission of Rebuilding Costs with the assistance of building and construction experts
- Selection of appropriate emergency damage remediation and property protection services
- Preparation of an Additional Living Expense (ALE) / Loss of Use claim
- Estimation of Business Income Loss and Additional Expenses documentation
- Inventory of your lost or damaged Personal or Business Property (Contents Inventory)
- Maximization of your insurance policy benefits through in-depth knowledge of all policies and their varying coverages
An excellent Public Adjuster will offer an entire team of experts to handle every aspect of your loss, including building estimators, contents inventory specialists, and accountants. Public Adjusters are experiencing an upsurge in demand due to both the recent increase in natural disasters, and the incredible benefits they offer at an excellent value.
Contact us for a free analysis of your insurance issue. We can provide you with the contact information of a reputable Public Adjuster, Attorney, or other source of assistance. You can contact us through the online form, or call 844-647-1415 / 844-MIS-1415.