I've been asked by my clients many times, "What is this 'Reservation of Rights' my insurer keeps referring to?"Tricky TerminologyA Reservation of Rights is a fancy way for your insurer to say they can …
I Lost My Insurance Policy – What Do I Do?
Before I am able to help my clients with their legal questions, I always ask for a copy of their insurance policy. Sometimes they send me bits and pieces (riders, letters, summaries, or the initial …
Insurance Fun: TV Series “New Girl”
I've been watching New Girl with Zooey Deschanel for a few weeks now. Much to my surprise, there is a funny episode about health insurance! Who's That Girl? In the episode, Nick (Jake Johnson), one of …
How the Insurance Industry Killed a 17-yr Old Girl – OR – Why are Insurance Corporations Making Our Treatment Decisions and Not Our OWN DOCTORS?
When I discovered the tragic story of Nataline Sarkisyan, I was stunned, heartbroken, and very disppointed in both the American insurance industry and our government. Young Nataline Had Leukemia In …
MIB: Men in Black? No, the Medical Information Bureau. And you DEFINITELY Need to Know About Them.
Much like the Credit Reporting Agencies, there is a bureau collecting and storing your medical information. When you apply for medical or life insurance, your insurer contacts the Medical Information …
Event Ticket Insurance – A Rip Off?
Okay, I confess. I'm only covering event ticket insurance as an excuse to tell you how much I love the Preservation Hall Jazz Band. More on them in a minute - Several weeks ago, I logged on to the …
Insurance Book “Deadly Spin”: The Sicko Chapter
After my last post, questioning whether the movie Sicko had a significant impact on the development of Obamacare, I stumbled across an insurance book with an entire chapter dedicated to Sicko – Deadly …
Insurance Movie “Sicko” – Did it Cause Obamacare?
Sicko is more “insurance documentary” than movie. Narrated by Michael Moore - a well-known (and controversial) producer, director, and writer - Sicko chronicles the medical insurance system of the …
Insurance for Preventative Medicine – and Angelina Jolie
You’ve probably heard that actress and humanitarian Angelina Jolie underwent a double mastectomy, to prevent the (very) likely onset of breast cancer. After genetic testing, she discovered that she …
Kidnap Insurance – Do You Really Need It? The Answer May Surprise You…
By: Kathleen Defever In sheer numbers, the amount of kidnappings in one year are not significant – a mere 6,000 people out of the world’s 7 billion population. Therefore, the concept of kidnap …